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UBS Global Real Estate Bubble Index 2017

Zurich 28 Sep 2017, 09:15 Media Releases Switzerland Housing in Zurich and Geneva is moderately overvalued; bubble risks grow in other developed world cities globally. UBS Wealth Management’s UBS Global Real Estate Bubble Index 2017 report analyzes residential property prices in 20 select urban areas around the world. Toronto faces the greatest risk of a housing bubble,…

Has the fixed-rate mortgage served its time?

Many people believe a low-cost Libor mortgage is the right choice of home financing at present. Why they could be wrong. Successful home financing has to be affordable over the long term. When the central banks rapidly lowered interest rates in response to the financial crisis, economists forecast that they could soon start rising again….

Budgeting home ownership properly

Ipoteche e tassi sulla proprietà

Rules for mortgages are tightening – the essentials in brief. Why have the regulations on home financing been tightened? Anyone applying for a mortgage loan must be able to finance the interest and amortization payments not only now, but also into the future. “Low interest rates give the impression that real estate is an inexpensive…

Home ownership is suitable for retirement

A construction boom has been under way in Switzerland for some time now. But the quality of the buildings is much better than in the building boom of the 1980s – says someone who ought to know: Balz Halter, chairman of the Board of Directors of Halter AG, ETH engineer and lawyer. Mr. Halter, will…

Here’s to the zero-energy home!

Narrow floor plans, small rooms, sparse daylight, outdated radiators: an unmodernized 1950s house is a relic of days gone by. Almost all residential buildings constructed before 1980 to 1990 have major shortcomings in terms of energy consumption. It is not unusual for older properties to use up to 4,000 liters of heating oil a year…

Wood is the future

Let’s start with a building material that’s readily available in Switzerland: we’re talking wood. For a long time, this word conjured up images straight out of “Heidi” – a traditional village scene with picturesque chalets, farmhouses and barns. However, many experts now see wood as a high-tech building material with a big future. And ­research…